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Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021
On credit servicers and credit purchasers
and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance)- Recitals
TITLE I — SUBJECT MATTER, SCOPE AND DEFINITIONS- TITLE II — CREDIT SERVICERS
- CHAPTER I — Authorisation of credit servicers
- Article 4 — General requirements
- Article 5 — Requirements for granting an authorisation
- Article 6 — Ability to hold funds
- Article 7 — Procedure for authorisation of credit servicers
- Article 8 — Withdrawal of authorisation
- Article 9 — List or register of authorised credit servicers
- Article 10 — Relationship with the borrower, communication of the transfer and subsequent communications
- Article 11 — Contractual relationship between a credit servicer and a credit purchaser
- Article 12 — Outsourcing by a credit servicer
- CHAPTER II — Cross-border credit servicing activities
- TITLE III — CREDIT PURCHASERS
- Article 15 — Right to information regarding a creditor’s rights under a non-performing credit agreement or the non-performing credit agreement itself
- Article 16 — Implementing technical standards for data templates
- Article 17 — Obligations of credit purchasers
- Article 18 — Use of credit servicers or other entities
- Article 19 — Representative of a third-country credit purchaser
- Article 20 — Transfer of a creditor’s rights under a non-performing credit agreement, or of the non-performing credit agreement itself, by a credit purchaser and communication to the competent authorities
- TITLE IV — SUPERVISION
- TITLE V — SAFEGUARDS AND DUTY TO COOPERATE
- TITLE VI — AMENDMENTS
- TITLE VII — FINAL PROVISIONS
- Final