Lexparency.org
Deutsch
Español
Directive (EU) 2016/97 of the European Parliament and of the Council of 20 January 2016
On insurance distribution (recast)Text with EEA relevance
Insurance Distribution Directive – IID
- Recitals
CHAPTER I — SCOPE AND DEFINITIONS- CHAPTER II — REGISTRATION REQUIREMENTS
- CHAPTER III — FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT
- Article 4 — Exercise of the freedom to provide services
- Article 5 — Breach of obligations when exercising the freedom to provide services
- Article 6 — Exercise of the freedom of establishment
- Article 7 — Division of competence between home and host Member States
- Article 8 — Breach of obligations when exercising the freedom of establishment
- Article 9 — Powers in relation to national provisions adopted in the interest of the general good
- CHAPTER IV — ORGANISATIONAL REQUIREMENTS
- Article 10 — Professional and organisational requirements
- Article 11 — Publication of general good rules
- Article 12 — Competent authorities
- Article 13 — Cooperation and exchange of information between the competent authorities of Member States
- Article 14 — Complaints
- Article 15 — Out-of-court redress
- Article 16 — Restriction on use of intermediaries
- CHAPTER V — INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES
- Article 17 — General principle
- Article 18 — General information provided by the insurance intermediary or insurance undertaking
- Article 19 — Conflicts of interest and transparency
- Article 20 — Advice, and standards for sales where no advice is given
- Article 21 — Information provided by ancillary insurance intermediaries
- Article 22 — Information exemptions and flexibility clause
- Article 23 — Information conditions
- Article 24 — Cross-selling
- Article 25 — Product oversight and governance requirements
- CHAPTER VI — ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS
- CHAPTER VII — SANCTIONS AND OTHER MEASURES
- Article 31 — Administrative sanctions and other measures
- Article 32 — Publication of sanctions and other measures
- Article 33 — Breaches, and sanctions and other measures
- Article 34 — Effective application of sanctions and other measures
- Article 35 — Reporting of breaches
- Article 36 — Submitting information to EIOPA in relation to sanctions and other measures
- CHAPTER VIII — FINAL PROVISIONS
- Article 37 — Data protection
- Article 38 — Delegated acts
- Article 39 — Exercise of the delegation
- Article 40 — Transitional period
- Article 41 — Review and evaluation
- Article 42 — Transposition
- Article 43 — Amendment of Directive 2002/92/EC
- Article 44 — Repeal
- Article 45 — Entry into force
- Article 46 — Addressees
- Final
- ANNEX I — MINIMUM PROFESSIONAL KNOWLEDGE AND COMPETENCE REQUIREMENTS
- ANNEX II — PART A
- ANNEX III — Correlation table