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Directive (EU) 2016/97 (IID)
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Recitals
CHAPTER I — SCOPE AND DEFINITIONS
Article 1 — Scope
Article 2 — Definitions
CHAPTER II — REGISTRATION REQUIREMENTS
Article 3 — Registration
CHAPTER III — FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT
Article 4 — Exercise of the freedom to provide services
Article 5 — Breach of obligations when exercising the freedom to provide services
Article 6 — Exercise of the freedom of establishment
Article 7 — Division of competence between home and host Member States
Article 8 — Breach of obligations when exercising the freedom of establishment
Article 9 — Powers in relation to national provisions adopted in the interest of the general good
CHAPTER IV — ORGANISATIONAL REQUIREMENTS
Article 10 — Professional and organisational requirements
Article 11 — Publication of general good rules
Article 12 — Competent authorities
Article 13 — Cooperation and exchange of information between the competent authorities of Member States
Article 14 — Complaints
Article 15 — Out-of-court redress
Article 16 — Restriction on use of intermediaries
CHAPTER V — INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES
Article 17 — General principle
Article 18 — General information provided by the insurance intermediary or insurance undertaking
Article 19 — Conflicts of interest and transparency
Article 20 — Advice, and standards for sales where no advice is given
Article 21 — Information provided by ancillary insurance intermediaries
Article 22 — Information exemptions and flexibility clause
Article 23 — Information conditions
Article 24 — Cross-selling
Article 25 — Product oversight and governance requirements
CHAPTER VI — ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS
Article 26 — Scope of additional requirements
Article 27 — Prevention of conflicts of interest
Article 28 — Conflicts of interest
Article 29 — Information to customers
Article 30 — Assessment of suitability and appropriateness and reporting to customers
CHAPTER VII — SANCTIONS AND OTHER MEASURES
Article 31 — Administrative sanctions and other measures
Article 32 — Publication of sanctions and other measures
Article 33 — Breaches, and sanctions and other measures
Article 34 — Effective application of sanctions and other measures
Article 35 — Reporting of breaches
Article 36 — Submitting information to EIOPA in relation to sanctions and other measures
CHAPTER VIII — FINAL PROVISIONS
Article 37 — Data protection
Article 38 — Delegated acts
Article 39 — Exercise of the delegation
Article 40 — Transitional period
Article 41 — Review and evaluation
Article 42 — Transposition
Article 43 — Amendment of Directive 2002/92/EC
Article 44 — Repeal
Article 45 — Entry into force
Article 46 — Addressees
ANNEX I — MINIMUM PROFESSIONAL KNOWLEDGE AND COMPETENCE REQUIREMENTS
ANNEX II — PART A
ANNEX III — Correlation table
Timeline
Published on: February 2nd 2016
In force since: February 22nd 2016
Passed by
Council of the European Union
European Parliament
Based on:
TFEU
Amended by:
Directive (EU) 2018/411
Regulation (EU) 2019/1935
Completed by:
Regulation (EU) 2017/2358
Regulation (EU) 2017/2359
Repeals:
Directive 2002/92/EC
Amends:
Directive 2002/92/EC
MiFID II
Cites:
Directive 78/660/EEC
Directive 83/349/EEC
Directive 84/450/EEC
Directive 95/46/EC
Directive 97/7/EC
Directive 98/27/EC
Directive 2000/31/EC
Regulation (EC) No 45/2001
Directive 2002/65/EC
Directive 2003/41/EC
Regulation (EC) No 2006/2004
Directive 2005/29/EC
Directive 2006/43/EC
Directive 2008/48/EC
Decision 2009/79
Decision No 716/2009
Directive 2009/138/EC
Regulation (EU) No 1093/2010
Regulation (EU) No 1094/2010
Directive 2011/61/EU
Regulation (EU) No 648/2012
Directive 2013/34/EU
Directive 2013/36/EU
Regulation (EU) No 575/2013
Directive 2014/17/EU
Directive 2014/65/EU
Directive 2014/92/EU
Regulation (EU) No 1286/2014
Cited by:
Regulation (EU) No 1094/2010
Regulation (EU) 2017/653
Regulation (EU) 2017/1469
Regulation (EU) 2018/541
Directive (EU) 2019/1937
Regulation (EU) 2019/1238
Regulation (EU) 2019/2088
Regulation (EU) 2019/2175
Regulation (EU) 2021/2268
Topics
right of establishment
reinsurance
access to a profession
consumer information
freedom to provide services
insurance contract
insurance company
insurance occupation
Lexparency.org
lexp
Languages
Deutsch
Español
Directive (EU) 2016/97 (IID)
Status
Insurance Distribution Directive (IID)
Article 43
go to article
Version
Article 43 — Amendment of Directive 2002/92/EC
Chapter IIIA of Directive
2002/92/EC
is deleted with effect from
23 February 2016
.
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January 20th 2016
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June 12th 2020
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