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Regulation (EU) No 1286/2014 (PRIIPs)
Packaged Retail and Insurance-based Investment Products Regulation (PRIIPs)
Article 2

Article 2

  1. This Regulation shall apply to PRIIP manufacturers and persons advising on, or selling, PRIIPs.
  2. This Regulation shall not apply to the following products:
    1. non-life insurance products as listed in Annex I to Directive 2009/138/EC;
    2. life insurance contracts where the benefits under the contract are payable only on death or in respect of incapacity due to injury, sickness or infirmity;
    3. deposits other than structured deposits as defined in point (43) of Article 4(1) of Directive 2014/65/EU;
    4. securities as referred to in points (b) to (g), (i) and (j) of Article 1(2) of Directive 2003/71/EC;
    5. pension products which, under national law, are recognised as having the primary purpose of providing the investor with an income in retirement and which entitle the investor to certain benefits;
    6. officially recognised occupational pension schemes within the scope of Directive 2003/41/EC of the European Parliament and of the Council(1) or Directive 2009/138/EC;
    7. individual pension products for which a financial contribution from the employer is required by national law and where the employer or the employee has no choice as to the pension product or provider.

(1) Directive 2003/41/EC of the European Parliament and of the Council of 3 June 2003 on the activities and supervision of institutions for occupational retirement provision (OJ L 235, 23.9.2003, p. 10).