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Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002
Concerning life assurance
- Recitals
TITLE I — DEFINITIONS AND SCOPE- TITLE II — THE TAKING UP OF THE BUSINESS OF LIFE ASSURANCE
- TITLE III — CONDITIONS GOVERNING THE BUSINESS OF ASSURANCE
- CHAPTER 1 — PRINCIPLES AND METHODS OF FINANCIAL SUPERVISION
- Article 10 — Competent authorities and object of supervision
- Article 11 — Supervision of branches established in another Member State
- Article 12 — Prohibition on compulsory ceding of part of underwriting
- Article 13 — Accounting, prudential and statistical information: supervisory powers
- Article 14 — Transfer of portfolio
- Article 15 — Qualifying holdings
- Article 15a
- Article 15b
- Article 15c
- Article 16 — Professional secrecy
- Article 17 — Duties of auditors
- Article 18 — Pursuit of life assurance and non-life insurance activities
- Article 19 — Separation of life assurance and non-life insurance management
- CHAPTER 2 — RULES RELATING TO TECHNICAL PROVISIONS AND THEIR REPRESENTATION
- Article 20 — Establishment of technical provisions
- Article 21 — Premiums for new business
- Article 22 — Assets covering technical provisions
- Article 23 — Categories of authorised assets
- Article 24 — Rules for investment diversification
- Article 25 — Contracts linked to UCITS or share index
- Article 26 — Matching rules
- CHAPTER 3 — RULES RELATING TO THE SOLVENCY MARGIN AND TO THE GUARANTEE FUND
- CHAPTER 4 — CONTRACT LAW AND CONDITIONS OF ASSURANCE
- CHAPTER 5 — ASSURANCE UNDERTAKINGS IN DIFFICULTY OR IN AN IRREGULAR SITUATION
- TITLE IV — PROVISIONS RELATING TO RIGHT OF ESTABLISHMENT AND FREEDOM TO PROVIDE SERVICES
- Article 40 — Conditions for branch establishment
- Article 41 — Freedom to provide services: prior notification to the home Member State
- Article 42 — Freedom to provide services: notification by the home Member State
- Article 43 — Freedom to provide services: changes in the nature of commitments
- Article 44 — Language
- Article 45 — Rules relating to conditions of assurance and scales of premiums
- Article 46 — Assurance undertakings not complying with the legal provisions
- Article 47 — Advertising
- Article 48 — Winding-up
- Article 49 — Statistical information on cross-border activities
- Article 50 — Taxes on premiums
- TITLE V — RULES APPLICABLE TO AGENCIES OR BRANCHES ESTABLISHED WITHIN THE COMMUNITY AND BELONGING TO UNDERTAKINGS WHOSE HEAD OFFICES ARE OUTSIDE THE COMMUNITY
- Article 51 — Principles and conditions of authorisation
- Article 52 — Rules applicable to branches of third-country undertakings
- Article 53 — Transfer of portfolio
- Article 54 — Technical provisions
- Article 55 — Solvency margin and guarantee fund
- Article 56 — Advantages to undertakings authorised in more than one Member State
- Article 57 — Agreements with third countries
- TITLE VI — RULES APPLICABLE TO SUBSIDIARIES OF PARENT UNDERTAKINGS GOVERNED BY THE LAWS OF A THIRD COUNTRY AND TO THE ACQUISITIONS OF HOLDINGS BY SUCH PARENT UNDERTAKINGS
- TITLE VII — TRANSITIONAL AND OTHER PROVISIONS
- TITLE VIII — FINAL PROVISIONS
- Article 62 — Cooperation between the Member States and the Commission
- Article 63 — Reports on the development of the market under the freedom to provide services
- Article 64 — Technical adjustment
- Article 65 — Committee procedure
- Article 66 — Rights acquired by existing branches and assurance undertakings
- Article 67 — Right to apply to the courts
- Article 68 — Review of amounts expressed in euro
- Article 69 — Implementation of new provisions
- Article 70 — Information to the Commission
- Article 71 — Transitional period for Articles 3(6), 27, 28, 29, 30 and 38
- Article 72 — Repealed directives and their correlation with this Directive
- Article 73 — Entry into force
- Article 74 — Addressees